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1. No Financial Advice

All information provided by the Service is for informational and personal use only.
None of the content constitutes financial, investment, tax, legal, or other professional advice.
The Service does not recommend or endorse any securities, financial instruments, or investment strategies.
You are solely responsible for your investment decisions.

2. No Accuracy Guarantee

While we aim to provide a reliable platform, we do not guarantee the accuracy, completeness, or reliability of any data displayed or stored within the Service.
Any values you or others enter (including stock symbols, prices, volumes, dates, or descriptions) are not verified or validated.

3. User Registration

To use certain features of the Service, you must register an account.
During registration, you must provide:

• A public username (visible to others)

• A private email address (used for account-related communication)

• A private password (stored securely)

You are responsible for maintaining the confidentiality of your login information.

4. User Portfolios and Content

Registered users may create portfolios, which can:

• Be named and described freely

• Contain stock positions, including self-entered values such as ticker symbols, purchase prices, volumes, and dates

However, offensive, illegal, or discriminatory names, descriptions, or content are strictly prohibited.
We reserve the right to remove content or restrict or revoke access at our discretion.

5. No Verification of User Input

The Service does not back-check, verify, or validate user-entered data.
All outputs, calculations, and summaries generated from your input are purely esoteric, abstract, and non-binding.

6. Account Deletion

You may delete your account at any time via your account settings.
We reserve the right to suspend or delete accounts that:

• Violate these Terms

• Use the platform for illegal, malicious, or abusive purposes

Upon deletion, your personal data will be handled in accordance with our .

7. Limitation of Liability

To the maximum extent permitted by law, Sebastian Osinski shall not be liable for:

• Any loss of data, profits, or business

• Any decisions made based on Service content

• Any damage caused by incorrect or misused data

Use of the Service is at your own risk.

8. Modifications to the Terms

We may update these Terms at any time.
You will be notified of significant changes through this site.
Continued use of the Service after changes means you accept the updated Terms.

9. Governing Law and Jurisdiction

These Terms are governed by the laws of the Federal Republic of Germany.
Any disputes shall be subject to the exclusive jurisdiction of the courts of Germany.

10. User-Generated Content (Portfolios and Descriptions)

By entering, uploading, or submitting any content to the Service (including portfolio names, descriptions, or stock-related notes), you affirm that:

• You have the right to submit the content

• The content does not infringe on any copyright, trademark, or other intellectual property rights

• The content is not offensive, abusive, defamatory, unlawful, or in violation of any applicable laws

We do not actively monitor all user-generated content, but we reserve the right to:

• Remove or edit content at our sole discretion

• Restrict or terminate access for users who repeatedly submit inappropriate content

If you believe any user-generated content violates your rights or the law, please contact us immediately at sebastian@equitrack.info.

11. Contact

If you have any questions about these Terms, please contact us at:
Email: sebastian@equitrack.info